Peace of Mind
At Connell Insurance Agency (CIA) we understand that keeping your residence protected is essential to the American dream of owning your own home. This is one of the biggest investments you will make in your life, and you’ll desire the best insurance plan available to safeguard it. You need the right agency to give you the right coverage for your most treasured asset.
CIA is your neighborhood insurance agency, serving throughout South New Jersey and the suburbs of Philadelphia. We look to develop trusting relationships with our clients that will help us secure the type of coverage that suits your requirements. Our goal is to make the homeowners insurance buying process easy and stress-free for you.
Homeowner Coverage
Under-insuring your home's value is perhaps the biggest mistake homeowners make when insuring their homes. Not having enough coverage can lead to financial pain if the worst happens.
Personal property is the stuff you own — furniture, electronics and clothing, for example. Whether you own a home or rent an apartment, insurance policies typically include personal property coverage. This type of coverage helps pay to repair or replace your belongings after a covered loss, such as theft or fire.
Personal liability coverage is the portion of homeowners insurance that covers legal and medical expenses if you are found liable for someone’s injury or damage to their property.
Also called a homeowners policy special form, an HO-3 policy is the most common type of home insurance form on the market. ... This type of coverage is referred to as open perils coverage, with a peril defined as any risk or cause of loss to your home.
The insurance professionals at CIA are there for you to provide the homeowners insurance needed to address your specific needs.
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Amount of Personal Property Coverage